Janita Grift

Janita is a frugal living expert and owner of Frugal Fun Finance. With over five years of personal experience finding and trying out the best ways to make and save more money, she's eager to share her knowledge. Janita's strategies have helped her save thousands of dollars for funding investments and traveling to over 20 countries.


Janita completed training in personal finance at The University of Western Ontario and McGill University, two prestigious Canadian universities. Her expertise has been shared on GoBankingRates, Yahoo Finance, and NASDAQ.com.

Bio picture on the Frugal Fun Finance website. Features image of website author and owner Janita Grift
Featured image for the Financial Planning Process article on the Frugal Fun Finance website. Features image of an African-American couple sitting at a table with a pen and paper. There is a plant in the background.

Financial Planning Process: The Guide to Getting Started

*Disclaimer*: the opinions expressed in the Financial Planning Process article and on the Frugal Fun Finance website are for general informational purposes only and are not intended to provide specific investment advice or recommendations on any financial or investing products. Any financial advice should be provided by a licensed professional. When you hear the term

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Featured image for the Family Financial Planning article on the Frugal Fun Finance website. Features image of an Asian couple and baby sitting beside a financial planner of African-American descent.

The Family Financial Planning Process

*Disclaimer*: the opinions expressed in the Family Financial Planning article and the Frugal Fun Finance website are for general informational purposes only and are not intended to provide specific investment advice or recommendations on any financial or investing products. Any financial advice should be provided by a licensed professional. Introduction – Family Financial Planning Family

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Featured image for the Zero-Based Budget Templates article on the Frugal Fun Finance website. Features image person at a laptop and a purple notebook.

Zero-Based Budgeting Templates: Save Money and Enjoy Doing It

Zero-based budgeting templates are another way to save money for now and the future. While there are many ways to save money on a weekly or monthly basis including the printable 52-week money challenge, penny savings challenge and participating in a no-spend month, using zero-based budgeting templates will help you keep on track with your

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